What a type rating is, and when you actually need one
A type rating is an aircraft-specific qualification added to a pilot certificate, authorising the holder to act as pilot in command of one particular type of aircraft. Unlike a class rating (single-engine land, multi-engine land), a type rating is granted for an exact model: a 737 type rating, an A320 type rating, a Citation type rating. Each is earned through aircraft-specific ground school and full-flight simulator training, ending in a type-rating checkride.
Under 14 CFR 61.31, a type rating is required for two categories of aircraft: any aircraft with a maximum takeoff weight over 12,500 pounds, and any turbojet-powered aircraft regardless of weight. That means every airliner (737, A320, regional jets), every business jet (Citation, Phenom, Gulfstream), and large turboprops over the weight threshold require a type rating. A piston twin or a King Air 90 does not, because it is below 12,500 pounds and not a turbojet. For the career-track pilot, the first type rating is the moment the training stops being generic and starts being about one specific airliner.
The honest answer: in the US, the airline usually pays
The most useful thing to know about type rating cost is that the typical US career-track pilot never pays for one directly. When a pilot is hired by a regional airline (SkyWest, Republic, Endeavor, PSA, Envoy) or a major (American, Delta, United, Southwest), the type rating is funded as part of initial new-hire training. The pilot shows up with an ATP certificate and the airline trains them onto the specific aircraft at company cost. This is the standard US model, and it is the reason self-sponsored type ratings are far less common in the US than in regions where pay-to-fly is normal.
The cost the airline absorbs is real, which is why airline-funded type ratings almost always come with a training contract: a 12-to-36-month employment commitment with a prorated repayment clause if the pilot leaves early. The pilot does not pay cash for the rating; they commit time. For a pilot weighing the cost of an airline career, the correct mental model is that the type rating is a deferred, time-paid cost rather than a $30,000 cash line item.
Self-sponsored cost by aircraft
When a pilot does pay for a type rating themselves, the price depends on the aircraft, the training centre, and how much is included. The figures below are aggregated from US training-provider published pricing in 2026. Treat the lower numbers as simulator-and-ground-only and the higher numbers as closer to all-in.
| Type rating | Self-sponsored cost | Typical length | Notes |
|---|---|---|---|
| Boeing 737 (NG / MAX) | $10,000 to $30,000 | 4 to 6 weeks | Sim-only programmes from $10K-$20K (about 24 sim hours per crew). Base training and examiner fees often quoted separately. |
| Airbus A320 family | $15,000 to $40,000 | 4 to 6 weeks | Comparable to the 737. Western-provider pricing trends to the upper half of the band. |
| Embraer E-Jet (E170/175/190) | $15,000 to $35,000 | 4 to 6 weeks | Common regional-jet rating; most holders earn it airline-funded at a regional. |
| Cessna Citation (business jet) | $15,000 to $30,000 | 2 to 3 weeks | Part 142 centres (FlightSafety, CAE). Corporate flight departments often require the rating as a hiring condition. |
Pricing aggregated from US training-provider published rates, June 2026. Always confirm whether a quote is all-in or simulator-and-ground-only, and whether base training and FAA examiner fees are included, before comparing programmes.
Type rating vs ATP-CTP: two costs people confuse
The type rating is not the same as the ATP-CTP, and conflating them produces wrong budgets. The ATP-CTP (Airline Transport Pilot Certification Training Program) is an FAA-mandated prerequisite under 14 CFR 61.156: roughly 30 hours of ground school and 10 hours of simulator time that a pilot must complete before taking the ATP knowledge test. In 2026 it runs about $5,000 to $7,000 across providers (ATP Flight School and CAE around $5,500 to $6,500) and is frequently self-funded, though many regionals now sponsor it for new hires.
The type rating is the aircraft-specific training that comes after. In practice, the first type rating is often issued at the same checkride as the ATP certificate, so a pilot can finish the ATP and the 737 (or A320) type rating in one event. But the ATP-CTP is the generic gateway you pay for once, while a type rating is earned per aircraft type. A pilot who later moves from a 737 operator to an A320 operator needs a new type rating (again, usually airline-funded) but does not repeat the ATP-CTP.
See the ATP certificate cost page for the full ATP-CTP and 1,500-hour math.
When self-sponsoring a type rating is worth it
For the standard regional-then-major career path, self-sponsoring a type rating is rarely the right financial move: you would be paying $15,000 to $40,000 for something an airline will provide free once you are hired. The cases where it does make sense are narrow and specific:
- A conditional job offer that requires it. Some corporate and fractional operators (business-jet flight departments) hire pilots on the condition that they arrive with the relevant type rating in hand. Here the rating is the price of the job.
- Corporate and Part 135 pathways. Outside the airline new-hire pipeline, smaller operators are less likely to fund a rating, so self-sponsoring can open a door that would otherwise stay shut.
- A specific competitive edge with a clear payback. If holding the rating materially shortens time-to-hire at a target employer and you have done the math, it can pay back. Most pilots do not, and overpay.
The standing risk: a self-funded type rating without a job lined up can go stale. If you are not hired within 6 to 12 months, currency lapses and you may need a refresher before a checkride, adding cost on top of the original outlay. The industry consensus is to let the airline pay unless a guaranteed offer specifically requires you to bring the rating with you.
Common type rating cost questions
How much does a type rating cost in 2026?+
When is a type rating actually required?+
Do airlines pay for your type rating?+
What is the difference between the ATP-CTP and a type rating?+
Should I pay for my own type rating before getting hired?+
What is included in a type rating course, and what is not?+
How long does a type rating take?+
Primary sources
- 14 CFR 61.31 - Type rating requirements, additional training, and authorization. FAA / eCFR, accessed June 2026. https://www.ecfr.gov/current/title-14/chapter-I/subchapter-D/part-61/subpart-A/section-61.31
- 14 CFR 61.156 - Training requirements: Airline transport pilot certificate (ATP-CTP). FAA / eCFR, accessed June 2026. https://www.ecfr.gov/current/title-14/chapter-I/subchapter-D/part-61/subpart-G/section-61.156
- Become an Airline Transport Pilot (ATP). Federal Aviation Administration, accessed June 2026. https://www.faa.gov/pilots/become
- Type Rating: requirements, cost, and process. Wayman Aviation Academy, accessed June 2026. https://wayman.edu/what-is-a-type-rating-and-when-is-it-required/
- Boeing 737 Type Rating Cost. Las Vegas Flight Academy, accessed June 2026. https://www.lasvegasflightacademy.com/boeing-737-type-rating-cost/
- ATP-CTP Course Cost (2026 price guide). Simulator Center Training (provider aggregate), accessed June 2026. https://simulatorcentertraining.com/2026/02/26/how-much-does-it-cost-to-get-an-atp-cpt/